Personal Insurance

The life insurance claim process is what your family goes through to receive the payout (death benefit) after a policyholder passes away. It’s not complicated, but it can feel overwhelming during an already stressful time—especially if documents are missing or the insurer needs extra verification. This guide explains the life insurance claim process step-by-step, the […]

Term life insurance is one of the simplest and most popular ways to protect your family financially. It provides coverage for a fixed period (a “term”), such as 10, 20, or 30 years. If you die during that time, the insurer pays a death benefit to your beneficiaries. If you outlive the term, the coverage

If you’re asking how much life insurance do I need, you’re already doing the smartest thing: planning with numbers instead of guessing. Life insurance isn’t about buying the “maximum.” It’s about buying enough coverage so your family can keep living normally if your income disappears. This guide gives you a simple calculator method, real examples,

Types of life insurance can feel like a menu with way too many options—term, whole, universal, group, accidental, final expense… and suddenly you’re Googling at 2AM like it’s an exam tomorrow. The good news: most people only need to understand a few core types to make a smart choice. This guide explains the main types