Insights



Life Insurance for Parents: How Much You Need + Best Type to Buy
If you’re a parent, you’re basically running a tiny company: payroll (your income), operations (childcare),…
Life Insurance Contestability Period: The 2-Year Rule Explained (2026)
The life insurance contestability period is a time window—often two years from the policy start…
How Long Does It Take to Get Life Insurance Money? Typical Timeline + Delays (2026)
How long does it take to get life insurance money? In many normal cases, beneficiaries…
Does Life Insurance Go Through Probate? When It Does and How to Avoid Delays (2026)
Does life insurance go through probate? Most of the time, no. If a life insurance…
Is Life Insurance Taxable? 9 Situations When You Might Owe Taxes (2026 Guide)
Is life insurance taxable? In most cases, the life insurance death benefit paid to a…
Car Insurance for Teen Drivers: Why It’s So Expensive & How to Save
Car insurance for teen drivers can feel like a jump scare for your bank account….
SR-22 Car Insurance After a DUI: What It Is & How to Lower the Cost (2026 Guide)
Getting a DUI or serious driving violation is stressful enough. Then you find out you…
Small Business General Liability Insurance: Coverage, Cost & How to Choose (2026 Guide)
Running a small business is stressful enough without worrying that one accident could wipe you…
Does Life Insurance Cover Suicide? (2026) Exclusion Period, Claim Rules + What Families Should Do
Does life insurance cover suicide? Yes, in many cases—but many policies include a suicide exclusion…
Multiple Life Insurance Policies (2026): Is It Allowed? Pros, Cons + Smart Layering Strategy
Yes — you can have multiple life insurance policies at the same time. It’s legal,…
Life Insurance Riders Explained (2026): Which Ones Are Worth It + Costs & Traps
When people search for life insurance riders, they usually want one thing: “Which riders are…
Voluntary Life Insurance: What It Is, Cost, Pros & Cons + How It Works (2026)
Voluntary life insurance is optional life insurance you can buy through your employer. Unlike basic…