Last Updated: 2025-12-01
Website: insurajunction.com
Contact: info@insurajunction.com
Welcome to InsuraJunction (“we,” “our,” “us”). By accessing or using insurajunction.com (the “Website”), you agree to be bound by these Terms & Conditions (“Terms”). If you do not agree, please do not use the Website.
1) Website Purpose (Educational Use Only)
The Website provides general educational and informational content about insurance topics. The content is not professional advice. Please read our Disclaimer for more details.
2) Eligibility
You may use this Website only if you can form a legally binding contract under applicable law. If you are under the age required in your country to provide consent online, use the Website only with a parent/guardian’s permission.
3) Intellectual Property
All content on this Website—including articles, text, graphics, logos, and design—is owned by or licensed to InsuraJunction and is protected by intellectual property laws.
You may:
- Read and share links to our pages
- Print or download a copy for personal, non-commercial use
You may not:
- Copy, reproduce, republish, sell, or redistribute our content without written permission
- Scrape, mass-download, or use automated tools to extract content for commercial purposes
4) User Conduct
You agree not to:
- Use the Website for unlawful purposes
- Attempt to hack, disrupt, or harm the Website or its users
- Upload or transmit malware, spam, or harmful code
- Impersonate others or provide false information through forms or comments (if enabled)
We may restrict or block access if we believe your activity violates these Terms.
5) No Guarantees
We work to keep information accurate and up to date, but insurance rules, pricing, and policy terms can change. We do not guarantee that any content is complete, current, or error-free.
Your use of the Website is at your own risk.
6) External Links
The Website may contain links to third-party websites for reference (insurers, regulators, tools, etc.). We do not control third-party sites and are not responsible for their content, privacy practices, or services. Visiting third-party sites is at your own risk.
7) Advertising & Affiliate Disclosure
We may show advertisements (including Google AdSense) and may use affiliate links. This means we may earn revenue when you view/click ads or when you click certain links and take action, at no additional cost to you.
Advertising or affiliate relationships do not guarantee endorsement. We aim to keep editorial content independent and helpful.
8) Comments / User Submissions (If Enabled)
If you submit comments, messages, or other content to us:
- You confirm your submission does not violate any law or third-party rights
- You grant us a non-exclusive right to use, display, and respond to your submission for website operations (for example, replying to questions)
We may remove submissions that are abusive, spammy, misleading, or inappropriate.
9) Limitation of Liability
To the fullest extent permitted by law, InsuraJunction and its owners, authors, and contributors will not be liable for any direct, indirect, incidental, consequential, or special damages arising from:
- Your use of (or inability to use) the Website
- Reliance on any information on the Website
- Third-party links, services, or ads
10) Indemnification
You agree to indemnify and hold harmless InsuraJunction from any claims, damages, liabilities, and expenses (including legal fees) arising from your misuse of the Website or violation of these Terms.
11) Changes to These Terms
We may update these Terms at any time. The updated version will be posted on this page with a new “Last Updated” date. Your continued use of the Website means you accept the updated Terms.
12) Governing Law
These Terms are governed by the laws of [Your Country/State], without regard to conflict of law principles.
13) Contact Us
If you have questions about these Terms & Conditions, contact us:
info@insurajunction.com